Description

German American Bank's Home Possible Loan is a fixed-rate mortgage program offering low down payments starting at 3% and flexible credit guidelines with no minimum credit score. Designed for first-time buyers, low- to moderate-income borrowers, underserved communities, and retirees downsizing, it features stable monthly payments, free prequalification, and financing for manufactured homes up to a 95% loan-to-value ratio across bank markets in Indiana and Kentucky.

Best for

First-time homebuyers, Low- and moderate-income borrowers, Purchasing a home with a low down payment and Financing manufactured homes

Description

Myrrh Ethiopia by Apothecary's Garden is fresh Commiphora Myrrha oleoresin sustainably harvested in the Somali Ogaden region of Ethiopia. Famous since antiquity for medicinal, fragrance, and incense uses, this rich and aromatic resin is suited for formulating natural perfumes, burning as incense, and preparing traditional oral care rinses or alcohol tinctures. Available in sizes from half an ounce to thirty-two ounces.

Best for

Perfumers, Incense makers, Burning natural incense and Formulating botanical perfumes

Description

The Commercial & Savings Bank provides home loan and residential mortgage options across Ohio, featuring fixed-rate mortgages, home equity lines of credit, home equity installment loans, construction financing, and vacant land loans. Mortgage terms include fifteen, twenty, and thirty-year fixed rates, variable-rate HELOC options tied to the Prime Rate, rate discounts with automatic deposit deductions, and promotional lender credits toward closing costs on qualifying owner-occupied residential properties.

Best for

Homebuyers, Homeowners seeking home equity financing, Purchasing a primary residence and Accessing home equity