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We reviewed 5,772 live results for home loan and narrowed them down to the 3 options that look most worth comparing first.
The options are Home loan, Home loan and Home loan.
Source: Swedbank Estonia
Description
A versatile mortgage solution for buying, building, or exchanging real estate. This home loan (kodulaen) offers terms up to 30 years with interest typically based on bank margin plus 6-month Euribor. It features flexible down payment options, starting at 15%, or as low as 0–10% when utilizing EIS (formerly KredEx) surety or additional collateral, making it a viable option for young families and specialists.
Best for
first-time buyers, young families, borrowers seeking KredEx surety and home construction projects
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Source: SEB Pank (Estonia)
Description
A comprehensive mortgage for property purchase or construction with terms reaching up to 30 years. SEB provides flexibility through repayment grace periods for the principal amount, assisting borrowers during initial moving or renovation phases. The agreement fee is typically 0.4% of the total loan amount, providing a structured and transparent cost for long-term real estate financing.
Best for
long-term borrowers, renovators needing grace periods and traditional mortgage seekers
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Source: Citadele Bank (Estonia)
Description
Residential mortgage financing that leverages KredEx (EIS) guarantees to support qualifying groups such as young families and specialists. This partnership allows for significantly reduced down payment requirements, facilitating home ownership for those who have strong income but lower initial savings.
Best for
young specialists, families, low down payment requirements and KredEx guarantee users
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| Compare | #1Home loan | #2Home loan | #3Home loan |
|---|---|---|---|
| Source | Swedbank Estonia | SEB Pank (Estonia) | Citadele Bank (Estonia) |
| Description | A versatile mortgage solution for buying, building, or exchanging real estate. This home loan (kodulaen) offers terms up to 30 years with interest typically based on bank margin plus 6-month Euribor. It features flexible down payment options, starting at 15%, or as low as 0–10% when utilizing EIS (formerly KredEx) surety or additional collateral, making it a viable option for young families and specialists. | A comprehensive mortgage for property purchase or construction with terms reaching up to 30 years. SEB provides flexibility through repayment grace periods for the principal amount, assisting borrowers during initial moving or renovation phases. The agreement fee is typically 0.4% of the total loan amount, providing a structured and transparent cost for long-term real estate financing. | Residential mortgage financing that leverages KredEx (EIS) guarantees to support qualifying groups such as young families and specialists. This partnership allows for significantly reduced down payment requirements, facilitating home ownership for those who have strong income but lower initial savings. |
| Best for | first-time buyers, young families, borrowers seeking KredEx surety and home construction projects | long-term borrowers, renovators needing grace periods and traditional mortgage seekers | young specialists, families, low down payment requirements and KredEx guarantee users |
| Action | Swedbank Estonia | SEB Pank (Estonia) | Citadele Bank (Estonia) |
| Rate this product |
"Home loan from Swedbank Estonia."
TopFind picked this because Swedbank offers a highly accessible mortgage with significant flexibility via KredEx guarantees, ideal for buyers who may not have a full 15% down payment.
Note: TopFind AI compiles financial product information for general comparison purposes only. It does not constitute financial advice.