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We reviewed 10000 live results for interest on cash and narrowed them down to the 3 options that look most worth comparing first.
The strongest themes across this short list are Savings and Fintech.
Source: Trade Republic
Description
Kumita ng hanggang 4% na interes bawat taon sa iyong cash na hindi pa naka-invest. Ang interes ay binabayaran buwan-buwan at ang iyong pondo ay nananatiling flexible at maaaring i-withdraw anumang oras.
Best for
Passive income seekers, Conservative investors, Flexible savings and German residents
Rating
Source: Trade Republic
Description
Trade Republic memberikan bunga pada saldo tunai yang tidak diinvestasikan yang mengikuti suku bunga deposit Bank Sentral Eropa (ECB). Per akhir 2024, platform ini menawarkan tingkat bunga sekitar 3,25% hingga 4% p.a. untuk saldo hingga batas tertentu. Bunga dihitung secara harian dan dibayarkan bulanan, memberikan fleksibilitas penuh bagi investor ritel untuk menarik dana kapan saja.
Best for
Investor ritel, Dana darurat, Investor pasif and Pengguna aplikasi mobile
Rating
Source: Scalable Capital
Description
A service for PRIME+ subscribers providing a fixed annual interest rate (e.g., 2.5% p.a.) on uninvested cash balances. Deposits are held at partner institutions like Baader Bank and are protected under standard deposit guarantee schemes.
Best for
PRIME subscribers, Automated investors, European residents and Cash yield
Rating
| Compare | Interest on uninvested cash | Interest on Cash Balance | PRIME+ Interest on Cash |
|---|---|---|---|
| Source | Trade Republic | Trade Republic | Scalable Capital |
| Description | Kumita ng hanggang 4% na interes bawat taon sa iyong cash na hindi pa naka-invest. Ang interes ay binabayaran buwan-buwan at ang iyong pondo ay nananatiling flexible at maaaring i-withdraw anumang oras. | Trade Republic memberikan bunga pada saldo tunai yang tidak diinvestasikan yang mengikuti suku bunga deposit Bank Sentral Eropa (ECB). Per akhir 2024, platform ini menawarkan tingkat bunga sekitar 3,25% hingga 4% p.a. untuk saldo hingga batas tertentu. Bunga dihitung secara harian dan dibayarkan bulanan, memberikan fleksibilitas penuh bagi investor ritel untuk menarik dana kapan saja. | A service for PRIME+ subscribers providing a fixed annual interest rate (e.g., 2.5% p.a.) on uninvested cash balances. Deposits are held at partner institutions like Baader Bank and are protected under standard deposit guarantee schemes. |
| Best for | Passive income seekers, Conservative investors, Flexible savings and German residents | Investor ritel, Dana darurat, Investor pasif and Pengguna aplikasi mobile | PRIME subscribers, Automated investors, European residents and Cash yield |
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| Rating |
If you want the most balanced option to start with, I recommend:
"Interest on uninvested cash from Trade Republic."
I picked this because Ito ay isa sa pinakamataas na interest rates para sa cash savings sa Germany na may seguridad ng BaFin regulation.